You've got big plans, and life may have a few surprises. Pick the savings account that you can take along for the ride.
Savings & CDs
Standard Savings
No savings goal is too big, or too small. Whether you're saving for a home of your own, the latest and greatest gadget, or a much-needed getaway, start where you're comfortable and continue building from there with an account that will have your back every step of the way.
- Tiered rates - the higher your balance the more interest you can earn
- Minimum daily balance of $100 must be maintained to avoid a $3.00 monthly service charge
- No monthly service charge for students ages 22 or younger
- Free ATM card
- Make up to six (6) electronic withdrawals per calendar month
- Unlimited in-person or ATM deposits, withdrawals, and transfers
- Free Online & Mobile Banking
Effective Date: Sunday, November 17, 2024
| Tier | Minimum Balance to obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Tier 1 | $0.00 - $4,999.99 | 0.01% | 0.01% |
| Tier 2 | $5,000.00+ | 0.01% | 0.01% |
At our discretion, we may change the interest rates and yields on your account at any time.
There is a $25 minimum initial deposit requirement to open this account.
Companion Savings
It pays to pair your checking account with an account that can help you kick your savings efforts up a notch. Earn even more interest on your deposits when you maintain a higher account balance.
- Tiered rates - the higher your balance the more interest you can earn
- Must have Companion Checking or Preferred Checking to be eligible
- No minimum balance requirement
- No monthly service charge
- Make up to six (6) electronic withdrawals per calendar month
- Unlimited in-person or ATM deposits, withdrawals, and transfers
- Free Online & Mobile Banking
Effective Date: Sunday, November 17, 2024
| Tier | Minimum Balance to obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Tier 1 | $0.00 - $4,999.99 | 0.05% | 0.05% |
| Tier 2 | $5,000.00 - $24,999.99 | 0.10% | 0.10% |
| Tier 3 | $25,000.00+ | 0.20% | 0.20% |
At our discretion, we may change the interest rates and yields on your account at any time.
There is a $25 minimum initial deposit requirement to open this account.
Personal Money Market Account
Don't let cash burn a hole in your pocket when it can ignite more earning opportunities. A competitive interest rate will fire up your savings potential, while ensuring you'll always have access to funds.
- Tiered rates - the higher your balance the more interest you can earn
- Opening deposit of $25 is required
- Minimum daily balance of $5,000 must be maintained to avoid a $10.00 monthly service charge
- Free ATM card
- Make up to six (6) electronic withdrawals per calendar month
- Unlimited in-person or ATM deposits, withdrawals, and transfers
- Free Online & Mobile Banking
- FDIC insured
Effective Date: Sunday, November 17, 2024
| Tier | Minimum Balance to obtain Annual Percentage Yield | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| Tier 1 | $0.00 - $4,999.99 | 0.01% | 0.01% |
| Tier 2 | $5,000.00 - $24,999.99 | 0.20% | 0.20% |
| Tier 3 | $25,000.00 - $49,999.99 | 0.30% | 0.30% |
| Tier 4 | $50,000.00 - $74,999.99 | 0.50% | 0.50% |
| Tier 5 | $75,000.00 - $99,999.99 | 0.60% | 0.60% |
| Tier 6 | $100,000+ | 1.09% | 1.10% |
At our discretion, we may change the interest rates and yields on your account at any time.
There is a $25 minimum initial deposit requirement to open this account.
Certificates of Deposit (CDs)
Patience is a virtue. Make your money work hard while you relax knowing you are earning a great rate. In a volatile world, you can always rely on your CD.
- Competitive rates
- Term options range from 6 to 60 months
- FDIC insured
Effective Date: Sunday, November 17, 2024
| Account Type | Minimum Opening Balance | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| 6 Month CD | $500* | 0.20% | 0.20% |
| 9 Month CD | $500-24,999* | 0.20% | 0.20% |
| $25,000+* | 0.50% | 0.50% | |
| 1 Year CD | $500* | 0.25% | 0.25% |
| 18 Month Fixed Rate CD | $500* | 0.30% | 0.30% |
| 18 Month Variable Rate IRA CD | $500** | 2.40% | 2.43% |
| 19 Month CD | $10,000*** | 1.98% | 2.00% |
| 2 Year CD | $500* | 0.35% | 0.35% |
| 25 Month CD | $500* | 2.23% | 2.25% |
| 35 Month CD | $10,000*** | 1.14% | 1.15% |
| 3 Year CD | $500* | 0.50% | 0.50% |
| 4 Year CD | $500* | 0.65% | 0.65% |
| 5 Year CD | $500* | 1.98% | 2.00% |
*Minimum opening balance to obtain the Annual Percentage Yield (APY) is $500. The APY for the CD assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings. Also available for IRAs with $500 minimum to open and obtain APY.
**Minimum opening balance to obtain the Annual Percentage Yield (APY) is $500. The APY for the IRA CD assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings. Only available as an IRA.
***Minimum opening balance to obtain the Annual Percentage Yield (APY) is $10,000. The APY for the CD assumes interest will remain on deposit until maturity. A penalty may be charged for early withdrawal. A withdrawal will reduce earnings. Also available for IRAs with $10,000 minimum to open and obtain APY.